Structural coverage is a type of insurance that helps cover the cost of repairing or replacing the structural components of a building or other structure. Structural components include things like the foundation, walls, and roof of a building, as well as the pipes, wiring, and other systems that are necessary for the building to function.

Structural coverage is typically included as part of a larger property insurance policy, such as a homeowner’s insurance policy or a business insurance policy. It is designed to protect the policyholder from financial loss resulting from damages to the structural components of their property.

Structural coverage may also be referred to as “building coverage” or “dwelling coverage.” It is important to carefully review your insurance policy to understand what is and is not covered by your structural coverage.